The sale of auto insurance has grown a lot in recent years, especially since you can now find lower prices, compare different insurers and get insurance quickly and conveniently.
Where can you buy auto insurance?
You have four main options:
The insurance broker offers you proposals from several insurance companies, according to your profile and the type of car you drive . It also provides personalized advice and puts you in touch with the insurer you choose.
Its biggest advantage is that you get an extensive variety of quotes and comparisons to choose the most suitable solutions for you.
The advancement of new technologies has allowed us to buy online, wherever and whenever we want . However, some doubts and fears arise: is it reliable? Is my personal data protected? How do I know if it is an insecure site?
It is not about scare you or avoid looking for insurance online, because it is very useful, just remember to verify that the company where you request your quote is reliable. Preferably, check that it is regulated by the National Insurance and Bonding Commission.
If you are not sure about buying online, you can start by looking for options in an insurance quote and then talk with an agent to guide you through the process.
Some banks also offer the sale of auto insurance . Many are associated with insurance companies and offer the products in bank branches or through the internet. Although you have the advantage of paying the insurance with an automatic charge to your account, the executives of the bank may not explain in detail the characteristics of your policy. Think about it before buying.
The professional agent – be it a natural or legal person – is authorized by the National Insurance and Bonding Commission. Can be:
- A natural person linked to insurance institutions by an employment relationship, in the terms of articles 20 and 285 of the Federal Labor Law.
- An independent individual without working relationship with insurers, who operate on the basis of commercial contracts.
- A moral person constituted as a public limited company to carry out said activities.
The insurance agent is trained to listen to your concerns and concerns and will always seek the best coverage for you. In addition, it analyzes the risks to which you are exposed and helps you to renew your policy, among other special services that make it a reliable option to hire an insurance product.
As part of your search, do not forget to think about the amount you can pay according to your budget and the coverage you need according to your daily activities.